Showing posts with label Life. Show all posts
Showing posts with label Life. Show all posts

Nov 20, 2010

Regrets of the Dying

Regrets of the Dying: "

Bronnie Ware works in pallitative care -- with patients near the end of their life. In this post, she writes powerfully about the the top regrets that have surfaced again and again from her patients on their death beds. I've pasted the list of five below.



1. I wish I'd had the courage to live a life true to myself, not the life others expected of me.


This was the most common regret of all. When people realise that their life is almost over and look back clearly on it, it is easy to see how many dreams have gone unfulfilled. Most people had not honoured even a half of their dreams and had to die knowing that it was due to choices they had made, or not made.


It is very important to try and honour at least some of your dreams along the way. From the moment that you lose your health, it is too late. Health brings a freedom very few realise, until they no longer have it.




2. I wish I didn't work so hard.


This came from every male patient that I nursed. They missed their children's youth and their partner's companionship. Women also spoke of this regret. But as most were from an older generation, many of the female patients had not been breadwinners. All of the men I nursed deeply regretted spending so much of their lives on the treadmill of a work existence.


By simplifying your lifestyle and making conscious choices along the way, it is possible to not need the income that you think you do. And by creating more space in your life, you become happier and more open to new opportunities, ones more suited to your new lifestyle.




3. I wish I'd had the courage to express my feelings.


Many people suppressed their feelings in order to keep peace with others. As a result, they settled for a mediocre existence and never became who they were truly capable of becoming. Many developed illnesses relating to the bitterness and resentment they carried as a result.


We cannot control the reactions of others. However, although people may initially react when you change the way you are by speaking honestly, in the end it raises the relationship to a whole new and healthier level. Either that or it releases the unhealthy relationship from your life. Either way, you win.




4. I wish I had stayed in touch with my friends.


Often they would not truly realise the full benefits of old friends until their dying weeks and it was not always possible to track them down. Many had become so caught up in their own lives that they had let golden friendships slip by over the years. There were many deep regrets about not giving friendships the time and effort that they deserved. Everyone misses their friends when they are dying.


It is common for anyone in a busy lifestyle to let friendships slip. But when you are faced with your approaching death, the physical details of life fall away. People do want to get their financial affairs in order if possible. But it is not money or status that holds the true importance for them. They want to get things in order more for the benefit of those they love. Usually though, they are too ill and weary to ever manage this task. It is all comes down to love and relationships in the end. That is all that remains in the final weeks, love and relationships.


5. I wish that I had let myself be happier.


This is a surprisingly common one. Many did not realise until the end that happiness is a choice. They had stayed stuck in old patterns and habits. The so-called 'comfort' of familiarity overflowed into their emotions, as well as their physical lives. Fear of change had them pretending to others, and to their selves, that they were content. When deep within, they longed to laugh properly and have silliness in their life again.


When you are on your deathbed, what others think of you is a long way from your mind. How wonderful to be able to let go and smile again, long before you are dying.



(hat tip @bfeld)



"

Nov 19, 2010

The story of Luis Caselles Perez

Every year, thousands of finance students look forward to break into one of the most exciting businesses in the World: Investment Banking. Goldman Sachs, Morgan Stanley, JP Morgan,… there are several “big ass banks” to which most of the candidates would feel naturally attracted to, but competition is so intense that not everyone is able to start such a promising career.


Today, I would like to talk about a story that reached my inbox. Last week, Luis Caselles Perez’s personal website went viral. The website does not contain anything unusual…. Not even a blog, linkedin or twitter … it’s just a CV with a couple of sections in which Luis talks about his dreams, and inspiration to get what he has always wanted to get: to work for an investment bank.


As I have heard, the web-based CV was transmitted via e-mail within the investment banking world in London. It contained some pictures of him wearing a suit, but the website became so popular that he decided to take them out due to privacy concerns. Apparently, some people have made fun of all this, but I have to say that the approach is so innovative that I would be surprised if he fails to get the job! It is not an excessive video-resume (forbidden in finance!), but a delicate and stylish way to make people be aware of him. If you were wondering, his CV is actually very good… and he is only 21 years old!


Rumours on takeovers and scandals are quickly transmitted in financial markets; surely, a web-based CV is the least important thing to be seen in a trading floor or M&A desk. Nevertheless, a lot of people are now aware of Luis! It is an amazing case because we are not talking about a product or a YouTube video that has become viral… we are talking about a person that has become viral.


Luis, if you read this: Good luck with your job search; I know some people did not like the idea of a website, but I am pretty sure you will be a successful man.

Oct 19, 2009

About Behavioral Finance

Behavioral Vulnerabilities:



About Prospect Theory: An Analysis of Decision under Risk

The theory distinguishes two phases in the choice process: an early phase of editing and a subsequent phase of evaluation; the editing phase consists of a preliminary analysis of the offered prospects, which often yields a simpler representation of theses prospects, whereas the edited prospects are evaluated in the second phase and the prospect of the highest value is chosen.

Outcomes which are obtained with certainty are overweighted relative to uncertain outcomes. Certainty increases the aversiveness of losses as well as the desirability of gains

In the positive domain, the certainty effect contributes to a risk averse preference for a sure gain over a larger gain that is merely probable; in the negative domain, the same effect leads to a risk seeking preference for a loss that is merely probable over a smaller loss that is certain (the overweighting of certainty favors risk aversion in the domain of gains and risk seeking in the domain of losses)

Value function: Reference point + Magnitude of the change. (vs final welfare states)


The value function is normally concave above the reference point and often convex below it, meaning, the marginal value of both gains and losses generally decreases with their magnitude.

Losses loom larger than gains; the aggravation that one experiences in losing a sum of money appears to be greater than the pleasure associated with gaining the same amount (i.e.: the value function for losses is steeper than the value function for gains).














Because people are limited in their ability to comprehend and evaluate extreme probabilities, highly unlikely events are either ignored or overweighted, and the difference between high probability and certainty is either neglected or exaggerated.

... which leads to perceive both insurance and lottery/gambling as atractive.

It is suggested that a person who has not made peace with his losses is likely to accept gambles that would be unacceptable to him otherwise (e.g.: Leeson at Barings Bank, Citron at Orange County)

May 11, 2009

Diet > Carbohydrates > Glycemic Index


Harvard's new guide to healthy eating:









Glycemic Index: a ranking of foods based on their immediate effect on blood glucose-or blood sugar levels.
  • Carbohydrate foods that break down quickly during digestion have the highest glycemic indexes. Their blood sugar response is fast and high.
  • Carbohydrates that break down slowly, releasing glucose gradually into the blood stream, have low glycemic index values.


WHY LOW CARB DIETS ARE BAD?
Your body needs to maintain a certain glucose level in the blood to serve the brain and central nervous system. To ensure that glucose is readily available, your body stores it in the muscles and liver. This storage is called glycogen. If you are not eating the right amount of carbohydrates your body will take these glycogen stores, break them down, and convert them to glucose. Once the glycogen is used up, then starts breaking down muscle protein to synthesize glucose for vital organs. This will make you feel irritable, headachy and sick, and it causes a loss of lean muscle, tissue and water, two things that your body needs. It WILL NOT help you lose weight in the long run because the bodies fat stores can not be converted to glucose. So it's all about eating more of the "good" (complex), low glycemic index carbs, rather than lower amounts of carbs that will keep the weight off for good!


RECOMMENDATIONS:

First, to stabilize blood sugar levels, eat smaller more frequent balanced meals. According to some diets, each carbohydrate in your meals must be combined with a quality protein source and some sort of vegetables.

Good quality proteins include: eggs, fish, white meat, whey (by-product of cheese production).

Second, you should not have a diet too low in fat. The whole craze over high fat, high protein diets are to decrease spikes in insulin and to lower the GI index of foods and meals.

Third, you should purposely use mainly high glycemic carbs after you train. A carb drink with a scoop or two of a low fat protein powder will work wonders right after you train.

Finally, I would combine supplements like creatine, 10 grams of glutamine, and a good anti-oxidant with the post-workout drink. This will give you a big jump-start to recovery and glycogen replenishment.


GIs. These are examples of some good quality carbs:
100% stone ground whole wheat bread (GI=51)
Multi-grain breads(GI=49)
Fruits* act as a simple carb when eaten alone, add a fat and protein for it to become complex.
Vegetables
Bulgar
Beans
Lentils
Legumes
All Bran, or other high fiber cereals
Oatmeal


Beans
baby lima 32
baked 43
black 30
brown 38
butter 31
chickpeas 33
kidney 27
lentil 30
navy 38
pinto 42
red lentils 27
split peas 32
soy 18

Breads
bagel 72
croissant 67
Kaiser roll 73
pita 57
pumpernickel 49
rye 64
rye, dark 76
rye, whole 50
white 72
whole wheat 72
waffles 76

Cookies
Graham crackers 74
oatmeal 55
shortbread 64
Vanilla Wafers 77
Crackers
Kavli Norwegian 71
rice cakes 82
rye 63
saltine 72
stoned wheat thins 67
water crackers 78

Desserts
angel Food Cake 67
banana bread 47
blueberry muffin 59
bran muffin 60
Danish 59
fruit bread 47
pound cake 54
sponge cake 46
Grains
barley 22
brown rice 59
buckwheat 54
bulger 47
chickpeas 36
cornmeal 68
couscous 65
hominy 40
millet 75
rice, instant 91
rice, parboiled 47
rye 34
sweet corn 55
wheat, whole 41
white rice 88
wh. rice, high amylose 59
Juices
agave nector 11
apple 41
grapefruit 48
orange 55
pineapple 46

Cereals
All Bran 44
Bran Chex 58
Cheerios 74
Corn Bran 75
Corn Chex 83
Cornflakes 83
Cream of Wheat 66
Crispix 87
Frosted Flakes 55
Grapenuts 67
Grapenuts Flakes 80
Life 66
Muesli 60
NutriGrain 66
Oatmeal 49
Oatmeal 1 min 66
Puffed Wheat 74
Puffed Rice 90
Rice Bran 19
Rice Chex 89
Rice Krispies 82
Shredded Wheat 69
Special K 54
Swiss Muesli 60
Team 82
Total 76

Fruit
apple 38
apricot, canned 64
apricot, dried 30
apricot jam 55
banana 62
banana, unripe 30
canteloupe 65
cherries 22
dates, dried 103
fruit cocktail 55
grapefruit 25
grapes 43
kiwi 52
mango 55
orange 43
papaya 58
peach 42
pear 36
pineapple 66
plum 24
raisins 64
strawberries 32
strawberry jam 51
watermelon 72

Milk Products
chocolate milk 34
ice cream 50
milk 34
pudding43
soy milk 31
yogurt 38

Pasta
brown rice pasta 92
gnocchi 68
linguine, durum 50
macaroni 46
macaroni & cheese 64
spaghetti 40
spag. prot. enrich. 28
vermicelli 35
vermicelli, rice 58

Sweets
honey 58
jelly beans 80
Life Savers 70
M&M's Choc. Peanut 33
Skittles 70
Snickers 41

References-"The Glucose Revolution" Jennie Brand-Miller, PhD; Thomas M.S. Wolever, MD.,PhD; Stephen Colagiuri, MD., Kaye Foster-Powell, M. Nutr.&Diet.

"The Bottom Line", Harvard Publish Review.

Apr 21, 2009

eBooks

El ebook es un invento genial.
Con grandes ventajas y comodidades para ávidos lectores y nuevas generaciones de estudiantes. How the E-Book will change the way we read and write - WSJ

Por ejemplo, una buena forma de mejorar el inglés de forma autodidacta es leer libros a la vez que escuchamos la lectura del correspondiente audiolibro. Aunque hay ediciones especiales para ello -nivel medio/bajo- en las obras que ya han perdido los derechos originales, va a ser mucho más fácil conseguir ambos formatos, y de manera gratuita -los derechos de copyright se pierden a los 50 años de la publicación.

Aquí algunas ideas:

sun tzu, el príncipe // darwin // adam smith, locke, john ruskin, stuart mill, david ricardo, max weber, keynes // (liberalismo) mises, hayek, friedman, bastiat, ...

shakespeare, moby dick, dracula, pride and prejudice, the phantom of the opera, importance of being earnest, strange case of dr jekyll, great expectations, ...


--
20 Best websites to download free ebooks
- scribd
- manybooks
- pdf search engine
- pdf geni
- datasheet
- dailylit
- gutenber proj
...